FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Operating AccountsAn account perfect for managing your day-to-day business. Client Trust AccountsThis is an interest bearing account for clients with significant funds or funds to be held for long periods of time. Escrow AccountsMake monthly or periodic deposits to clients' Escrow Accounts and hold funds for specific disbursement for insurance premiums, rent payments, taxes and other fixed obligations. IOLTA AccountsThe Bank offers an interest earning checking account to California Attorneys and law firms that receive and disburse client funds. The account is established for trust funds that are nominal in amount or that are on deposit for a short period of time. Interest is paid monthly in accordance to statutory requirements and submitted to the California State Bar Association on your behalf. Section 6210-6228 of the California Business and Professional code Cash ManagementServices include Remote Deposit Capture / ACH / Positive Pay / Lockbox / Bill Pay. Merchant ServicesMerchant Services allows for efficient, secure and convenient processing of credit and debit card payments. In managing your money better using credit/debit card and online payments you have the opportunity to streamline transaction handling, avoid check fraud and increase your sales by adding convenient payment options for your customers. HCN Bank partners with a third party vendor that offers secure processing, consolidated statements, real time reporting and next day funding. |
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