Federal ESIGN Disclosure and Consent for Online Banking Enrollment

Please read this Federal ESIGN Disclosure and Consent carefully and keep a copy for your records.

The following disclosures are required by the Federal Electronic Signatures in Global and National Commerce Act (“ESIGN”). They are necessary to open your account electronically; you can record your consent to the ESIGN disclosures by clicking ACCEPT TERMS located at the bottom of this page.

Electronic Delivery of Disclosures

By clicking ACCEPT TERMS below, you are consenting to electronically receive HCN Bank's Online Banking Agreement and Disclosure required by the Electronic Fund Transfers Act and Regulation E.

System Requirements

To receive and retain an electronic copy of HCN Bank's Online Banking Agreement and Disclosure, you must have the following equipment and software:

• A personal computer or other device which is capable of accessing the Internet. Your access to this page verifies that your system/device meets these requirements.
• An Internet web browser which is capable of supporting 128 Bit SSL Encryption, such as Microsoft Internet Explorer 6.0 or higher, Netscape Navigator 6.1 or higher, Mozilla Firefox 1.0 or higher or Opera 7.54 or higher.
• A printer and/or the ability to download pdf files in order to keep a copy for your records.

Paper Delivery of Disclosure

You have a right to receive a paper copy of HCN Bank's Online Banking Agreement and Disclosure. To receive a paper copy at no charge, contact Client Services at 951.766.4100, or submit your request in writing to HCN Bank, P.O. Box 12002, Hemet, CA 92546-8002. Be sure to state that you are requesting a copy of HCN Bank's Online Banking Agreement and Disclosure.

Current E-Mail Address

As part of the enrollment process, we ask that you provide us your current e-mail address. If in the future, your e-mail address should change, you may update your e-mail address by logging on to HCN Bank Online Banking and select the CHANGE OPTIONS tab located at the top of the screen, and select EDIT located below the CHANGE OF E-MAIL ADDRESS header or submit your request in writing to HCN Bank, P.O. Box 12002, Hemet, CA 92546-8002.

Consent

By clicking ACCEPT TERMS below, you consent to the electronic delivery of HCN Bank's Online Banking Agreement and Disclosure. You also agree that we do not need to provide you with a paper copy of the disclosure unless specifically requested.

Withdrawal of Consent

You may withdraw your consent to receive HCN Bank's Online Banking Agreement and Disclosure electronically and stop the Online Banking enrollment request by clicking CANCEL below. If you do not wish to enroll electronically, please call us at 951-766-4100 for an Online Banking Enrollment Form or visit any one of our branch locations.

Accept Terms Cancel