Awards and Recognition

#1 Overall Performing Bank in California - Bank Performance Report, Q1 2025

HCN Bank was ranked the #1 overall performing bank in California for Q1 2025 by Bank Performance Report (BPR), leading a field of 117 institutions. The ranking reflects superior performance across key metrics including Net Interest Margin, Non-Interest Income, Operating Efficiency, Asset Quality, and Return on Assets and Equity, as reported in FFIEC Call data. To view the Top 10 report, click here.

Best of Inland Empire 2024 - Best Hometown Bank - Press Enterprise

HCN Bank has been ranked #1 Hometown Bank in the 2024 Best of the Inland Empire Awards by the Press-Enterprise. Over a month-long voting period, participants across the Inland Empire were allowed to vote in over 20 different categories. The Press-Enterprise is a well-established local news outlet, and its annual awards are a respected measure of community recognition across multiple industries.

Top 10 Percent of Sub-S Banks (Q2 2025) - CB Resource, Inc.

HCN Bank was ranked in the Top 10 out of 231 banks in its nationwide peer group by Irvine, CA, based CR Resource, Inc, which specializes in ranking banks using a performance scorecard methodology. The key performance indicators of Asset Growth (AGR), Return on Average Assets (ROAA), Return on Average Equity (ROAE), Net Interest Margin (NIM), Efficiency Ratio(ER), Non-Performing Assets (NPA), Non-Interest Bearing Deposits (NIBD), and Non-Interest Income (NII) are compared, and an aggregate score is calculated.

Above is a table that summarizes the Top Ten Percent (the highest performing 22 banks) in the category of banks with assets between $500 million and $1billion (Subchapter S).

Bauer Financial 5 Star Superior Rating, Q1 2025

HCN Bank has been awarded a 5-Star (“Superior”) Rating from Bauer Financial, Inc., an independent bank rating company, for 62 consecutive quarters. Bauer’s 5-Star Rating is the highest rating and indicates that this institution is one of the strongest in the nation. 

HCN Bank has been awarded Exceptional Performance designation, which is awarded for institutions that have earned a 5-Star Rating continuously for 10 years or longer.

Recognized as one of California's "Super Premier" Performing Banks by The Findley Reports, Inc. for 2024

HCN Bank has been designated as a "Super Premier" Bank for 2024 operating results by The Findley Reports, Inc. As a highly regarded financial industry consulting firm, The Findley Reports has been recognizing the financial performance of banking institutions in California for over forty years. Four basic traits were considered in addition to each Bank's financial performance: stability of board and management; organizational health; balance within the balance sheet with core earnings and control of the risk profile of the organization; strong partner relationships with their customers, shareholders, regulators and industry.

Ranked #1 of California's 127 banks in Overall Performance by FMC, Q1-Q4 2022

HCN Bank is proud to announce its current ranking as #1 over all banks in the state of California for Overall Performance by FMC, for the year ending December 31, 2022. This ranking is based on return on assets, return on equity, efficiency and other various categories. HCN Bank has continually placed within the top 5% of California Banks since 2009.