FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Business Term Loans

Provides a specific amount of credit to purchase assets or meet distinct financing needs. The loan is based on a predetermined monthly payment schedule.

  • Great for equipment purchases, business expansion or other longer term business capital needs

  • Longer repayment period for major purchase (terms up to 5 years)

  • Predictable repayment terms over a fixed period of time

Business Lines of Credit

Working capital and specific purpose lines designed for short term business financing needs. A one year revolving period allows flexibility in repayment and usage of the line during the term.

Standby Letters of Credit

Can help your company assure to other parties that your business will meet its contractual obligations or meet the requirements of federal, state, or local governments.

Business Credit Cards

HCN Bank offers competitive Business Credit Card solutions that include low rates and/or preferred points. For details visit Business Credit Cards.