Business Online Banking

Business Online Banking

Business Online Banking provides more sophisticated and flexible cash management options for business clients. For our business clients who have a higher level of cash management needs, our Business Online Banking service is available with many value-added features. With Business Online Banking, you can save time, improve your cash flow, and streamline your cash management procedures all in a fully secure environment. In addition to all the features available with our standard Online Banking service, Business Online Banking provides your business with expanded online cash management capabilities.

With Business Online Banking, you can:

• Initiate wire transfers
• Place stop payments
• Create ACH files
  
  • Payroll management
  • Bank to bank transfers
  • Collect pre-authorized payments
• Make tax payments
• Allow multiple user access with the added capabilities of:
  • Customizing authorized user access
  • Setting authorized user access limits
  • Requiring review of transactions before releasing files

Soft Token 

Soft tokens are an added enhancement to Business Online Banking that provides strong security and greater convenience to authorized users by using a phone app to receive a one-time passcode for login access.

(Please note that it's the responsibility of the accountholder/administrator to remove/deactivate any users that leave their company to avoid any unauthorized access.)

Take a Tour

Learn how Business Online Banking takes digital business banking to a new level.

FAQS

Q: Where do I find Remote Deposit Capture?
A: Remote Deposit Capture is now located under the Checks & Deposits tab.

Q: Where do I find Stop Payments?
A: The Stop Payment function is now located under the Checks & Deposits tab. If you have multiple accounts, you can select the correct account to which the stop payment should be applied from the dropdown menu.

Q: Where do I go to initiate a wire?
A: Wires can be initiated under the Payments and Transfers tab.

Q: Where do I go to process an ACH transaction?
A: ACH can be processed under the Payments and Transfers tab.

Q: How do I update my personal account information?
A: You can make changes to your password and security questions from the Profile tab at the top right corner of the page. 

Bill Payment

HCN Bank’s Bill Pay is a fast, convenient and secure way to pay all your bills online. With the Bill Pay service, you can save time, make paying bills online worry free, and make your life easier. The Bill Pay service is available 24 hours a day, seven days a week. In order to take advantage of our online bill payment product, you must first sign up for online banking.

• Free unlimited bill payments
• Make single and reoccurring bill payments
• View total number or payments processed for the current month
• View pending payments for the month and day
• View and print detailed payment history
• Pay all your bills from one site

eStatements

Make the switch to added convenience. Trade the paper trail, and instead opt for easy eStatements. It’s a win-win — you reduce paper waste while helping the environment.

• Access 24 months of your statements, beginning from the first month you sign up.
• View your statements in easy-to-read PDF format.
• Receive email notice when a new eStatement is ready
• Receive statements faster and safer than mailed statements.
• Simplify recordkeeping and eliminate storage hassles
• Make a positive impact on the environment by reducing the need for paper.
• Manage the email address used to receive statement notifications.
• Easily view, search, save, download, or print

Mobile Banking

Running a business can be hectic, HCN Bank's Business Mobile App was designed with small business customers in mind. Now you can access vital business account information conveniently and securely with your mobile device.

Manage Your Accounts:

• View account balances and transaction history
• Transfer funds between your HCN Bank accounts

Deposit Checks*:

* Mobile Deposit is an add-on feature to Mobile Banking, to activate please contact us at 951-766-4100.

• Deposit checks by snapping a picture of each check
• View deposit history

Review and Approve:

• Approve transactions scheduled through Business Online, including fund transfers, ACH transfers and wire transfers
• Review and approve Positive Pay exceptions
• Receive alerts when approvals are pending

To take advantage of Business Mobile Banking, you must first be enrolled in Business Online Banking.
Business Mobile Banking is available as a free downloadable app for iPhone® in the Apple App Store and in Google Play for Android-powered devices.

To ensure the integrity and security of your experience with our mobile apps, only download the HCN Bank Mobile apps from these approved app stores.

These platforms rigorously vet applications to protect users from potential security risks.

To learn more, watch our Business Mobile Banking video!

For additional information regarding Business Mobile Banking, please call (951) 766-4100 or visit your local branch.

* Mobile Deposit is an add-on feature to Mobile Banking, to activate please contact us at 951-766-4100.
HCN Bank does not charge fees to download or use the HCN Bank Mobile Business Banking App. You must have a web-enabled cell or smartphone to use Mobile Banking. Message and data rates may apply. Please consult your provider for details.
iPhone is a registered trademark of Apple Inc. Android is a trademark of Google Inc.