FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Credit Cards

HCN Bank offers competitive credit card options to fit your specific needs with competitive rates and/or preferred points. For details visit Personal Credit Cards.

Personal Loans

Offered to qualified consumers for times when you need cash, HCN Bank has an option to fit your unique needs.

Product Features

  • Flexible terms
  • Competitive rates based on your collateral

Product Features

  • Choose your monthly payment due date
  • Pay via automatic debit or monthly billing statement

Savings Secured Loans

Our savings secured loans are a great option to help you build your credit or make a purchase without dipping into your savings. This loan traditionally offers borrowers a lower rate.

To get started, contact Sonia Arrieta for financing and rate information (951) 248-2005.

Loans and Credit Cards are subject to credit approval.

Credit Resources

Access to Free Credit Reports

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every twelve (12) months.

You can obtain your free credit report by visiting www.annualcreditreport.com or call (877) 322-8228.

Credit Counseling

If you’re having financial problems, a credit counseling agency can be a good place to get solid financial advice. Be sure you choose an agency you can trust. To find an accredited credit counseling agency in your area, contact: