Commercial Real Estate

For a number of years HCN Bank has specialized in providing financing for Commercial Real Estate loans, and this is an area we know well. We work closely with property owners and mortgage brokers nationwide, and we pride ourselves on providing quick decisions and no surprises.

Originally we focused on lending primarily in California, but with the investment community’s search for higher yields, we followed our investors to other states, including Arizona, Texas, Nevada, Utah, and Oregon. We've since expanded into states farther east, including Ohio, Georgia, North Carolina and Florida. Today we lend in over 40 states.

Our loans are generally full recourse, with debt guaranties from the principals involved.

Terms and conditions for each loan are structured on an individual, case-by-case basis. Most of our loans are originated for portfolio, which enables us to be flexible and creative in our financing and to keep costs to a minimum.

We finance a variety of income producing property types, including:

• NNN single tenant properties
• Mobile Home Parks
• Self-Storage
• Industrial
• Office
• Retail
• Multifamily

Comprehensive Financing for Triple Net Lease Properties (NNN)

HCN Bank is a recognized leader in single tenant, triple net leased loans. Both credit and non-credit tenant leased properties are financed by HCN Bank. We lend on a broad range of concepts including (CVS, Walgreen's, Jack in the Box, Auto Zone, Fed Ex, to name a few). Many single tenant NNN borrowers are coming out of 1031 exchanges and we recognize transaction speed is critical. Our financing programs are designed to provide the fastest turn times possible.

Mobile Home Park Financing

We understand the complexities of financing manufactured community housing properties. Our seasoned professionals can structure customizable financing terms to help borrowers achieve their mobile home park financing objectives.

Loan Structuring

Ask About:

• Interest only loans
• Flexible prepayment fees
• 30 year amortization
• Quick closes to accommodate 1031 exchanges